Best Gold Company for IRA Investors
When I first started investing in precious metals, including physical gold, finding the best gold company wasn’t easy. Not all companies in this industry are honest, and many are neither transparent nor helpful. I knew that if I wanted to invest in gold and other precious metals, there had to be a better way.
So, I started researching…and investing…and using my experience to find the top gold IRA companies in the industry. I compared fees, looked at storage options, considered buyback programs, and since I was using every company as a client, I got a first-hand look at how the customer service team works for these companies.
Over the years, I have created a list of companies that make buying gold and other metals easy. They also make the process of opening a gold or silver IRA simple every step of the way. If you are looking to move away from a traditional IRA or Roth IRA and into a gold IRA, here are my top gold IRA companies:
Augusta Precious Metals – Best Gold IRA Company Overall
- Transparent onboarding process with no pressure
- Education is a top priority, and there are many educational resources available
- Highly trusted with thousands of 5-star reviews and A+ ratings
- Lifetime customer support – white glove service
- Specializes in premium metals with strict quality standards
Goldco – Best for New Gold IRA Investors
- Low minimum investment and easy rollover process that is perfect for beginners
- Step-by-step help from gold IRA specialists the help rollover retirement funds from one account to another
- Strong buyback programs that offers peace of mind if you need to liquidate
- Consistently high ratings and investor satisfaction
GoldenCrest Metals – Best for Those Wanting Something New
- Newer company that offers personalized support and a hands-on experience
- Modern approach to putting retirement savings into a gold IRA
- Competitive pricing and attractive promotions like free storage fees
- Focus on building long-term relationships with investors
American Hartford Gold – Best for Low Prices
- Some of the most affordable gold IRA pricing and promotions in the industry
- Fast shipping, low annual fees, and reliable buyback program for more flexibility
- Price match policy in place that many investors will want to take advantage of
- Strong reputation for customer service and rollover assistance
Best Gold IRA Company Reviews – Open a Gold IRA Account
Here are my top picks for gold IRA companies:
Augusta Precious Metals – Best Gold Investment Company
Overview of Augusta Precious Metals
My pick for the best company for a gold IRA is Augusta Precious Metals. It is a perfect example of what a gold IRA company should be. It’s trustworthy, professional, and well-regarded among clients and reviewers.
The company was founded to help investors hold physical gold in an IRA, which serves as an inflation hedge as the dollar weakens. Augusta puts a strong emphasis on transparency, education, and support. It offers professional set up, insured storage, and truly a white glove service that will help put any concerns you might have to rest.
There is, however, a caveat to this; Augusta Precious Metals requires a $50,000 minimum to invest. I understand that this is out of range that many investors have, but if you do have that much, I strongly recommend Augusta.
What Augusta Precious Metals Offers
- Full service set up and management of a gold or silver IRA, including support during the rollover or transfer process
- IRS-approved precious metals including gold and silver bullion, coins, and bars, all approved for retirement accounts
- Many educational resources are available including free web conferences, guides, and support to help both new and experienced investors navigate their IRAs
- Buyback options that allow clients to liquidate on demand if they need to sell their metals
Why Augusta Precious Metals is Different
Augusta Precious Metals is different than other companies I have worked with in this industry, and that’s why I like it so much. It has a strong focus on education and transparency, plus it is very upfront about things like fees. This is rare in an industry where high fees are often hidden.
The process Augusta Precious Metals offers is designed to be as hands-off for the investor as possible. Augusta handles most of the paperwork and explains IRS rules for IRAs.
Augusta also offers lifetime support for its customers, which I find to be very reassuring. This is especially true when handling things like distributions, RMD’s, or future purchases.
Augusta Precious Metals’ Reputation
Augusta Precious Metals has one of the best reputations I have ever seen in regard to a gold IRA company. It has an A+ rating with the Better Business Bureau, an AAA rating from the Business Consumer Alliance (BCA), and very strong scores on sites like TrustPilot. Customers of Augusta Precious Metals also rate the company highly with thousands of 5-star reviews.
Augusta Precious Metals – Pros & Cons
Pros:
- Transparency with fees and there are no hidden costs
- Strong guidance and education for investors
- Full-service support, which includes paperwork, IRA rollover assistance, and account management
- Secure, IRS-approved storage, insured vaults, and segregated storage
- Positive reputation, high customer satisfaction, and very few complaints
Cons:
- High minimum investment amount of $50,000, which makes Augusta out of reach for those with smaller IRAs
- Pricing isn’t posted online – you must call for a quote
- Only gold and silver are available – those who want other precious metals must use another company
Augusta Precious Metals Fees
According to my research, fees with Augusta Precious Metals include a one-time setup fee of around $50, an annual fee, which ranges from $100 to $125, and a storage fee of around $100 per year. Contact the company for exact fees.
Storage Options with Augusta Precious Metals
When you purchase metals through Augusta, they are stored in an IRS-approved depository. You can choose to have your metals stored separately from others, which is an added safeguard, and the company works with trustworthy depositories like Delaware Depository.
Shipping of metals to the depository is fully insured, and Augusta often covers this cost, so you don’t have to worry about extra cash for shipping.
Goldco – Best for New Gold IRA Investors
Overview of Goldco
If you have heard of any of these companies before you started looking for a gold IRA, it was likely Goldco. Goldco is one of the most well-known gold IRA companies in the country, and it’s a very popular choice for those who are investing in metals for the first time.
Founded in 2006, the company has a heavy focus on education, customer support, and portfolio protection. People often choose Goldco because it is so beginner-friendly. The company offers both gold and silver IRAs, a lot of rollover/transfer support, and access to those who want to invest in IRS-approved metals.
Goldco has a great reputation, high ratings from customers, and an easy onboarding process. This helps to make it a perfect choice for those who want an easy push into the gold IRA industry.
What Goldco Offers
Goldco offers full-service help with setting up a self-directed gold or silver IRA. This includes help with rolling over or transferring from an old 401(k) or IRA. Goldco has a large selection of IRS-approved coins, bars, and offers a lot of educational information to its customers.
In addition to this, Goldco has a buyback program, which gives customers even more confidence, especially in times when there are economic downturns and they may need to liquidate their assets.
For those who simply want to invest in metals without holding them in an IRA, such as collectibles, Goldco can help here, too. You can buy from Goldco, and they will ship the metals right to your door. Just remember, the government doesn’t allow gold used in an IRA to be stored at home or in banks. You must store those in a depository.
Why Goldco is Different
Goldco is different than other companies in this industry because of its strong focus on protecting retirement savings from market uncertainty. Gold is supposed to be a safe haven asset, and for new investors, Goldco explains that and guides customers through the process.
New investors often share that Goldco offers a lot of patience and explains everything from how IRAs work with after-tax dollars and what happens if you take withdrawals too early.
Finally, I really like that Goldco offers a number of incentives including bonus silver and reduced fees as promotions. This adds a nice value for new investors.
Goldco’s Reputation
Overall, Goldco has high ratings on all of the major consumer review pages. It has an A+ with the BBB and it has very high ratings on review sites like TrustPilot and Consumer Affairs.
If you look at these reviews, you will see something interesting – most of them mention how professional and friendly Goldco’s representatives are. Clients also talk about how easy the Goldco team makes the investment process.
There are very few complaints, and if you do see one, it’s mostly about the price of metals, not the customer service. Remember, when you buy metals from these companies, there is always a markup.
Goldco – Pros & Cons
Pros:
- Great for beginner investors thanks to the excellent onboarding and educational support
- Strong customer service team
- Smooth rollover process and personal consultations
- Buyback program for peace of mind
- Great reputation and high customer ratings
Cons:
- Goldco doesn’t list pricing on its website
- Minimum investment amount ($25,000) can limit how accessible Goldco is
- Only offers gold and silver
Goldco Fees
Goldco is not very transparent about fees, but from what I know, there is currently a $50 setup fee, a $100 annual management fee, and a $150 annual storage fee. Total annual costs are around $250 after the first year.
Storage Options from Goldco
Goldco works with a number of IRS-approved depositories including Brinks and Delaware Depository. You can choose segregated or pooled storage. All metals are fully insured and Goldco covers the shipping fee.
GoldenCrest Metals – Best for Those Looking for Something New
Overview of GoldenCrest Metals
GoldenCrest Metals is a new name on the gold IRA scene. It’s only been around for a year or two, but it is quickly staking its claim as one of the best gold IRA companies out there.
This company makes the entire process a breeze thanks to its straightforward approach to investing. Though it is new in the world of gold and silver IRAs, it is transparent, accessible, and it helps investors of all experience levels navigate the process of opening a self-directed IRA.
What GoldenCrest Metals Offers
GoldenCrest Metals has a full range of services that are perfect for both new and seasoned investors. The company offers both traditional and Roth gold IRAs, and they help with rollovers and transfers from existing retirement accounts.
In addition to this, GoldenCrest Metals also has gold and silver coins and bars available for those who may want to invest in metals outside of an IRA.
There are flat-rate fees at GoldenCrest, too, and oftentimes they offer promotions that help pay for storage, management, and even opening an account.
Finally, there is a buyback program here, which helps with easy liquidation.
Why GoldenCrest Metals is Different
GoldenCrest Metals is different than other companies because they make it so simple and accessible. It has a much lower minimum investment requirement, for instance. ($10,000)
Another thing that really makes GoldenCrest Metals different is that it offers a clear, flat-rate fee structure. This removes all the confusion about other costs associated with gold IRAs.
I found the onboarding process to be great, too. Everything was smooth and the team made sure that I understood everything. They also clearly answered all of my questions.
Overall, I think this makes the process a good one for beginners.
GoldenCrest Metals’ Reputation
Though GoldenCrest is a new company, it has definitely taken action to become a leader in the industry. It has an A- rating with the Better Business Bureau and an AAA rating from the Business Consumer Alliance.
Customers love the company’s transparency, responsiveness, and educational support. These are very important for those who are new to precious metals investing.
GoldenCrest Metals – Pros & Cons
Pros:
- Low minimum investment required
- Flat-rate fees
- Solid customer service reviews
- Smooth onboarding process
- Buyback program
Cons:
- New company without a history of stability
- Limited long-term performance data
GoldenCrest Metals Fees
As I mentioned, if you plan on using GoldenCrest Metals, the fee structure is a little different. They offer a flat-rate fee, so you know exactly what you will pay each year. This makes it easy for new investors who have small accounts.
Storage Options from GoldenCrest Metals
Security is important in this industry, and GoldenCrest Metals takes it seriously. They partner with highly reputable depositories that are fully insured and regulated by the IRS.
American Hartford Gold – Best for Variety
Overview of American Hartford Gold
American Hartford Gold, often called AHG, is a well-regarded company in this industry. It is known for being affordable and straightforward, and in addition to gold and silver, it also offers platinum and palladium, which is great for those who want variety in their investments.
AHG is ideal for investors who want to rollover, transfer, or even start a gold IRA from scratch, while at the same time, keeping their costs low.
This is not a white-glove service — it’s simple, transparent, and reliable — great for those who want to move away a little bit from stocks and bonds and, instead, focus on precious metals.
What American Hartford Gold Offers
American Hartford Gold offers a number of products and services to investors. You can get both traditional IRAs and Roth IRAs backed by metals, and they will help you with rollovers and transfers.
AHG also offers IRS-approved gold, silver, platinum, and palladium, which gives investors more variety than other companies on this list.
There is a buyback program for easy liquidation, too. AHG also offers collectibles, which may not be used in an IRA, but can be used to protect your wealth during times of high inflation or persistent inflation — or when the economy isn’t doing great.
Why American Hartford Gold is Different
American Hartford Gold stands out thanks to its value and affordability. The company offers competitive prices for products and for fees. This is another company that may be a good option for investors who don’t have a lot of money, yet still want to invest.
AHG has lower prices, but still offers reliable services, which is why I have always ranked it high on my lists of great gold IRA companies.
American Hartford Gold’s Reputation
American Hartford Gold has earned strong ratings from both customers and consumer review sites. It has an A+ rating from the BBB and high ratings on sites like TrustPilot.
Customers who praise the company note its great customer service, fast account setup, and the guidance and education that they receive.
American Hartford Gold – Pros & Cons
Pros:
- Low fees when compared to figures from other companies
- Large selection of both IRS-approved and collectible metals
- Clear guidance during rollovers and transfers
- Responsive and dependable customer service
Cons:
- Not a premium “white glove” service
- Less emphasis on investor education compared to competitors
American Hartford Gold Fees
AHG keeps its fees straightforward and competitive. Setup, annual, and storage fees are all reasonable, making it easier for investors to calculate the total cost of owning a gold IRA. This transparent pricing model ensures no surprises and supports budget-conscious investors.
Storage Options from American Hartford Gold
Metals purchased through American Hartford Gold are stored in secure, IRS-approved depositories that provide insured, segregated storage. This ensures compliance with IRS regulations for retirement accounts and gives investors peace of mind that their precious metals are safe.
How to Open a Gold IRA Step by Step
Investing in a gold IRA is a smart thing to do, but before you can grow your wealth and diversify your profile, you should be aware of the steps you should take to open one of these accounts.
Unlike a traditional IRA, a gold IRA, or precious metals IRA, allows you to hold physical gold, silver, platinum, or palladium in a retirement account.
Here’s a brief step-by-step guide explaining the basic process:
Step #1 – Choose One of the Top Rated Gold IRA Companies
The first step in opening a gold IRA is to choose a good IRA company. All of the companies on my list, above, are reputable, solid, and come highly recommended. I look at a combination of many factors before I add a company to my list
Also, though, it’s important to keep in mind that even if a company is right for me, it might not be right for you. So, take some time to read reviews, check out articles, and note any changes that might have occurred with these companies since I wrote this.
In my eyes, consumer reviews and ratings carry a lot of weight, too, so I also view those things before working with a company.
Step #2 – Select a Custodian
A gold IRA is managed by a custodian. This is the company that handles setup, ensures compliance, and helps with the purchase and storage of precious metals.
The companies listed here all work with reputable custodians, like Lear Capital, which makes me even more happy to recommend them.
Step #3 – Fund Your Account
When you have chosen your gold IRA company and custodian, you need to fund the account. There are three main ways to do this:
- Rollover – You can transfer funds from an existing 401(k) into a new gold IRA. This is typically tax free if done correctly.
- Transfer – You can transfer funds from an existing IRA or other retirement account.
- Contribution – You can also fund the account with cash by making a contribution.
Step #4 – Choose Your Precious Metals
After you fund your account, you can select your precious metals. Only IRS-approved metals can be held in a gold IRA. Some of the main options include: American Gold Eagles, Canadian Gold Maple Leafs, and gold bars from trusted mints.
Step #5 – Secure Storage
Since you must store metals for a gold IRA in a depository, you should choose a reputable one. Brinks and Delaware Depository are two that are common. Your gold IRA company will help you choose a depository if they don’t already partner with one.
Step #6 – Monitor and Manage Your IRA
When your gold IRA is set up, you should review your portfolio, track the value of your metals, and make changes as necessary. Many companies offer buyback programs, educational opportunities, and support to help you make the right decisions.
Frequently Asked Questions
What is the top gold company?
My choice for the top gold company for IRAs is Augusta Precious Metals, but it’s not suitable for everyone. Other top choices include Goldco, GoldenCrest Metals, and American Hartford Gold.
Can I rollover my existing IRA or 401(k) into a Gold IRA?
Yes. In most cases, you can rollover or transfer an IRA or 401(k) into a gold IRA.
Which metals can I hold in a gold IRA?
IRS-approved metals can be held in a gold IRA including gold, silver, platinum, and palladium. Approved metals must meet certain purity levels.
Where are metals in a gold IRA stored?
Metals in a gold IRA must be stored in an IRS-approved depository. You cannot keep these metals at home or in a bank.
Are there fees for a gold IRA?
Yes, fees may include setup, annual maintenance, and storage costs. Reputable providers offer transparent pricing.
How long does it take to open a gold IRA?
With proper documentation, funding, and selection of metals, most accounts can be opened within 1–2 weeks.